Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

Alex Miller

Founder & CEO

263 Published Articles

About Alex Miller

Alex has been traveling for over 25 years and he has his parents to thank for this. Born and raised in England (and living there until he was 27), from a young age Alex was lucky enough to set out on numerous family trips all over the world.

During university, where he studied Business & Management with Spanish, Alex studied abroad for a year in Alicante. After graduating in 2007, his passion jumped to another level when he and 5 friends visited 10 European countries in just 30 days — all on a shoestring budget.

This travel bug turned into a full-time obsession when Alex moved to America in 2011 after falling head-over-heels in love with Erin.

Alex has since earned tens of millions of travel points and miles, mainly through maximizing every opportunity to earn the most points possible on each dollar spent.

These points and miles have helped Alex to fly some of the most awarded international first-class products in the world, including Singapore Airlines, Cathay Pacific, Japan Airlines, Emirates, Etihad, British Airways, Lufthansa, and more.

Alex is regularly called upon by mainstream publications to discuss travel and finance, including CNBCForbes, Fox BusinessFox NewsInsiderLonely PlanetThe New York Times, and The Washington Post.

Countries Visited: 34
U.S. States Visited: 29
Highest Hotel Status: Marriott Bonvoy Gold Elite
Highest Airline Status:
Oneworld Gold
Favorite Airline Alliance: Oneworld
Favorite First Class:
Etihad Apartment (A380) and New Singapore Suites (A380)
Favorite Business Class: QSuite (A350)
Best Redemption Value: Our Around the World Trip — 611k miles for $55,000+ of value
Favorite Type of Points: Chase Ultimate Rewards
Top 3 Cards in Wallet: Chase Sapphire Reserve®, Ink Business Preferred® Credit Card, and The Business Platinum Card® from American Express

Countries visited icon

Countries Visited

US states icon

U.S. States Visited

Marriott Bonvoy Gold Elite

Oneworld Gold

Oneworld

Etihad Apartment (A380) and New Singapore Suites (A380)

QSuite (A350)

Our Around the World Trip — 611k miles for $55,000+ of value

Chase Ultimate Rewards

Alex's Latest Articles

See More Articles

How Far Americans Go to Travel With Their Pets [2023 Survey]

When it comes to traveling with our 4-legged companions, there’s a divide that’s as wide as the Grand Canyon. On one side, we have passionate pet owners who wouldn’t dream of leaving their beloved Fido behind. On the other, some…

Learn More

How Far Would You Go To Get Out of Debt? [2023 Survey]

In 2023, the average American’s personal debt, excluding mortgage debt, is $21,800, according to Northwestern Mutual.¹ Debt is an all-too-common challenge that plagues countless individuals nationwide, whether it’s from student loans or credit card bills. For some, the desire to…

Learn More

The Cost of Parking at Major U.S. Airports [2023 Data Study]

Once hotel reservations are made and flights are booked, there’s still one major logistics puzzle to solve — airport transportation. The choice often boils down to driving yourself or opting for an Uber to avoid daily parking fees.  To put…

Learn More

States That Start Shopping for Halloween the Earliest [2023 Data Study]

As the fall season ushers in cooler temperatures and shorter days, it also marks the arrival of one of the year’s most anticipated and celebrated holidays: Halloween. Whether spending a night out trick-or-treating with friends, dressing up in costume for…

Learn More

The U.S. States Attracting the Most Wealthy Millennials [2023 Data Study]

The millennial generation — those currently aged 27 to 42 — is America’s largest,¹ and as they move solidly into their peak earning and spending years, they are quickly asserting their economic power. Millennials faced a tough economic outlook in…

Learn More

The Best U.S. Cities To Be a Ghost [2023 Data Study]

Have you ever wondered where you’d haunt if you were a ghost? While the question may seem silly, it opens up a new lens through which we can explore America’s cities as we approach the spookiest time of the year. …

Learn More

States Where the Most People Lack Credit Cards [2023 Data Study]

Credit cards are a staple of the American financial system. They offer easy access to funds on short notice and serve as a foundational financial instrument for building up one’s credit score. However, credit has been harder to come by…

Learn More

Get Paid $1,500 To Fly First Class [Enter Contest by October 6]

The common perception of first class is that it’s an unparalleled experience. The complimentary Champagne, the luxury of an extra checked bag, and the space to truly stretch your legs are just the tip of the iceberg. But does the…

Learn More

States Where People Still Rely on Brick-and-Mortar Banking Services [2023 Data Study]

In years past, depositing a check, starting a new bank account, or taking out a loan required a visit to the local bank. But with the digital economy in full force today, many Americans have less and less need to…

Learn More

States With the Biggest Increase in Credit Scores During COVID-19

When the COVID-19 pandemic arrived in the U.S. at the beginning of 2020, quarantine and social distancing regulations caused consumer behaviors to change dramatically. Many stores and restaurants were required to close down temporarily and only reopen with limited capacity…

Learn More

The Most Kid-friendly U.S. Airports [2023 Data Study & Survey]

While flying with kids can be an exciting adventure for the whole family, it can also present unique challenges for everyone involved. As parents, ensuring a smooth and enjoyable journey for our little ones is a top priority, even within…

Learn More

The Most and Least Affordable Airlines for Flying First Class [2023 Data Study]

Extra legroom, preflight service, and complimentary beer and wine are just a few of the enticing reasons why travelers are willing to splurge on first class tickets. Although flying first class may initially appear to be a significant strain on…

Learn More

Surveying Americans on REAL ID [Which States Are Most Prepared?]

Navigating the airport can be a daunting experience, especially when it comes to ensuring you have the necessary documents. For domestic flights, it often means juggling your passport along with a driver’s license or U.S. military ID as a backup….

Learn More

The Most Lucrative States for Rideshare Drivers [2023 Data Study]

Chauffeuring people around your city might not be the most glamorous job, but it can turn out to be a lucrative side hustle. With rideshare drivers using their own vehicles to transport passengers, the world of ridesharing has taken the…

Learn More

States Where Credit Card Companies Spend the Most Marketing to Students

Having a strong credit score is a fundamental pillar of financial wellbeing. Making a major life purchase sometimes requires a loan or a line of credit, and in hard times, credit can be a bridge to help make ends meet….

Learn More

The Cost of an Ocean View Vacation Around the U.S. [2023 Data Study]

From breathtaking sunsets to the sound of waves crashing at night, there’s no denying the magnetic pull of vacationing oceanfront. From the shores of Malibu, California, to the Florida Keys, these coveted accommodations offer the epitome of a dream beach…

Learn More

Best Cities To Live In for Paying Down Credit Card Debt [2023 Data Study]

As inflation continues to squeeze household budgets¹ and makes paying for basic living expenses challenging, many are turning to credit cards to help cope with increasing expenses. American consumers now owe $986 billion on their credit cards, surpassing the pre-pandemic…

Learn More

Uncovering America’s Amazon Obsession, State by State [2023 Data Survey]

There’s nothing more exciting than placing an order on Amazon only to have it magically appear on your doorstep the very next day. Whether you’re in need of beauty products, baby clothes, or even tools, Amazon has become the go-to destination…

Learn More

How Far Would You Travel to See Your Favorite Artist? [2023 Survey]

The deafening applause, the electric atmosphere, and hearing their favorite songs played live are just a few of the reasons why people are drawn to seeing their music idol on tour. Whether it’s a sold-out stadium or an intimate bar…

Learn More

States Where People Are Using Credit Cards To Cover Living Expenses [2023 Data Study]

The COVID-19 pandemic altered American spending patterns dramatically. In the early days of the pandemic, social distancing and stay-at-home orders resulted in a shift away¹ from transportation, restaurant, and entertainment expenditures. However, consumer spending has since rebounded, and now high…

Learn More

Find out about other members of the team

Amar Hussain

Senior Content Contributor

Amar is an avid traveler and tester of products. He has spent the last 13 years traveling all 7 continents and has put the products to the test on each of them. He has contributed to publications including Forbes, the Huffington Post, and more.

LEARN MORE

Andrew Kunesh

Former Content Contributor

Andrew was born and raised in the Chicago suburbs and now splits his time between Chicago and New York City.

He’s a lifelong traveler and took his first solo trip to San Francisco at the age of 16. Fast forward a few years, and Andrew now travels just over 100,000 miles a year, with over 25 countries, 10 business class products, and 2 airline statuses (United and Alaska) under his belt. Andrew formerly worked for The Points Guy and is now Senior Money Editor at CNN Underscored.

LEARN MORE

Ashley Onadele

Content Contributor

Ashley discovered a love for travel in college that’s continued as her family has grown. She loves showing parents how they can take their families on trips using points and has contributed to numerous publications and podcasts.

LEARN MORE

Brandon Brunner

Former Content Contributor

Brandon was born and raised in California and really didn’t travel much growing up, even outside of his own state. While attending college, he was constantly looking to find the cheapest fares to any destination abroad, and quickly learned about the motto- “Chase the fare, not the destination”. Luckily, his first international flight was to Costa Rica (under $300 roundtrip) where that “Pura Vida” lifestyle (and Imperials) hit him hard, and he knew he had to see more.

LEARN MORE

Brian Graham

Former Content Contributor

Brian’s first ever airplane ride was in a private turbo-prop jet. He was merely an intern boy trying to make a good impression, but it turns out the plane made an impression on him.

It wasn’t until Brian relocated to Dallas, TX, and moved in with an American Airlines employee that he truly discovered how incredible travel could be.

LEARN MORE

Carissa Rawson

Senior Content Contributor

Carissa served in the U.S. Air Force where she developed her love for travel and new cultures. She started her own blog and eventually joined The Points Guy. Since then, she’s contributed to Business Insider, Forbes, and more.

LEARN MORE

Caroline Lupini

Former Content Contributor

Caroline Lupini always enjoyed traveling, but it became her goal to do as much as possible after a 3-week trip around Europe in 2011. In March 2014, Caroline left her job and embarked on nearly full-time travels. 

As a frequent traveler, frequent flyer miles have played a large role in planning her trips. Caroline has enjoyed discovering the ins and outs of how to maximize different types of miles, hotel points, and transferable points currencies.

LEARN MORE

Charlie Page

Former Content Contributor

Charlie is a Senior First Officer and has been an airline pilot for nearly 15 years. He currently flies long-haul on the Boeing 787 Dreamliner after 10 years buzzing around Europe on the A320. He got into travel and aviation from an early age, fortunate enough to be taken on some great family holidays.

His earliest memory of visiting a flight deck was aged 8 and it was from then on that he was determined to become an airline pilot.

LEARN MORE

Cherag Dubash

Content Contributor

Cherag was born in a family associated with aviation and was hooked on to planes since the age of 3, the time he undertook his first flight on an Airbus A310 from Mumbai to Dubai.

Based in Abu Dhabi, the London City University graduate is regularly seen on Instagram, travelling over 100K miles each year in First and Business Class while holding down a regular job.

LEARN MORE

Chris Dong

Editor

Chris is a freelance writer and editor with a focus on timely travel trends, points and miles, hot new hotels, and all things that go (he’s a proud aviation geek and transit nerd). Formerly full time at The Points Guy, his work can now be found at AFAR, Travel + Leisure, Condé Nast Traveler, Washington Post, and Lonely Planet, among others

LEARN MORE

Chris Hassan

Social Media & Marketing Manager

Chris holds a B.S. in Hospitality and Tourism Management and managed social media for all Marriott properties in South America, making him a perfect fit for UP and its social media channels. He has a passion for making content catered toward family travelers.

LEARN MORE

Christine Krzyszton

Senior Finance Contributor

Christine ran her own business developing and managing insurance and financial services. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, detailed content for UP.

LEARN MORE

Christy Rodriguez

Travel & Finance Content Contributor

After having “non-rev” privileges with Southwest Airlines, Christy dove into the world of points and miles so she could continue traveling for free. Her other passion is personal finance, and is a certified CPA.

LEARN MORE

Daniel Ross

Senior Content Contributor

Daniel has loved aviation and travel his entire life. He earned a Master of Science in Air Transport Management and has written about travel and aviation in publications like Simple Flying, The Points Guy, and more.

LEARN MORE

David Slotnick

Former Content Contributor

Born and raised in New York, David still remembers his first flight when he was only four years old: a U.S. Airways trip from New York-La Guardia to Palm Beach, Florida. He formed his love of travel around that and other family vacations, including to England at age eight and Namibia when he was 13. During college, a four-country trip around Europe with a friend cemented his passion for seeing the world.

David is currently Senior Aviation Business Reporter and a photographer at The Points Guy.

LEARN MORE

Erin Miller

Content Contributor

An experienced points hacker, Erin is Alex’s partner-in-crime and contributes to Upgraded Points with in-depth guides and relationship management. Erin’s work has been cited in multiple major publications.

LEARN MORE

Greg Stone

Content Contributor

Greg got bitten by the travel bug at a young age while traveling with his Dad on business trips to Asia. He took over the family business in 2012 and uses it to maximize his loyalty points earning. His obsession with earning and burning loyalty rewards points allows him to travel over 100 days every year.

LEARN MORE

James Larounis

Senior Content Contributor

James (Jamie) started The Forward Cabin blog to educate readers about points, miles, and loyalty programs. He’s spoken at Princeton University and The New York Times Travel Show and has been quoted in dozens of travel publications.

LEARN MORE

Jarrod West

Senior Content Contributor

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.

LEARN MORE

Jeff Brownson

Former Content Contributor

Since discovering miles and points in 2010, Jeff has traveled to over 35 countries, flying in first class, business class, and sometimes even in coach. Whether he’s staying in a hostel dorm, or in a luxury suite at a 5 star hotel, Jeff is constantly looking for the best deal to make travel as close to free as possible.

LEARN MORE

Jessica Merritt

Editor & Content Contributor

A long-time points and miles student, Jessica is the former Personal Finance Managing Editor at U.S. News and World Report and is passionate about helping consumers fund their travels for as little cash as possible.

LEARN MORE

Juan Ruiz

Compliance Editor & Content Contributor

Juan has been involved in credit cards, loyalty, travel, and personal finance for more than 10 years. He has worked for several outlets including The Points Guy and Forbes and was previously Editor-in-Chief at Money Under 30.

LEARN MORE

Katie Seemann

Senior Content Contributor

Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure and Forbes Advisor.

LEARN MORE

Kellie Jez

Director of Operations & Compliance

Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s compliance operation.

LEARN MORE

Keri Stooksbury

Editor-in-Chief

With years of experience in corporate marketing and with a nonprofit, Keri is now Editor-in-Chief at UP, overseeing daily content operations and reviewing thousands of UP articles in the process.

LEARN MORE

Lindsey Olander

Former Content Contributor

Currently based in New York, Lindsey spent her childhood in Connecticut dreaming of far-off places. Her first flight was to Disney World at age 11. Her second flight was for a high school field trip to Italy, though travel as a career didn’t stick until she studied abroad in London during college and discovered the true power of her passport. Since then, she’s worked as a travel editor at Jetsetter and Travel + Leisure, where she reported on everything from African safaris to hot hotel openings to, yes, Disney World.

LEARN MORE

Lori Zaino

Content Contributor

Lori is an intrepid traveler who loves creating itineraries that exude “luxe on a budget.” She’s written for CNN, NBC, The Infatuation, and more, and loves to muse about points-fueled trips to Sri Lanka, Sicily, and Myanmar.

LEARN MORE

Lukas Picton

Former Content Contributor

Lukas escaped his hometown south of Sydney and moved to the big smoke immediately after high-school, but the bright lights of the city weren’t enough, and he soon set his sights on more exotic international destinations and has been in love with travel ever since.

Coupled with his passion for photography, Lukas is constantly seeking out new places to visit, and ways to get that elusive ‘perfect shot’ whilst on his adventures and as a result is ranked in the top 2% of global travelers by App in the Air.

LEARN MORE

Michael McHugh

Former Content Contributor

Born and raised in Mobile, Alabama, Michael took his first international trip in 2013 with friends to the Bahamas. Although he didn’t travel much in his younger years, on that trip, he caught the travel bug and has been hooked ever since.

Michael first caught wind of the points and miles game in 2014 while at a bar in Washington, DC where the conversation amongst friends was quickly derailed because of an alert on a friend’s phone about a mistake fare.  That’s where the love affair with points and miles began.

LEARN MORE

Michael Y. Park

Editor

Michael Y. Park is a journalist living in New York City. He’s traveled through Afghanistan disguised as a Hazara Shi’ite, slept with polar bears on the Canadian tundra, picnicked with the king and queen of Malaysia, tramped around organic farms in Cuba, ridden the world’s longest train through the Sahara, and choked down gasoline clams in North Korea.

LEARN MORE

Nick Ellis

Editor & Content Contributor

Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to leverage the perks of each.

LEARN MORE

Ryan Smith

Content Contributor

Ryan has been on a quest to visit every country in the world and plans to hit his final country in 2023. Over the years, he’s written about award travel for publications including AwardWallet, The Points Guy, USA Today Blueprint, CNBC Select, Tripadvisor, and Forbes Advisor.

LEARN MORE

Spencer Howard

Former Content Contributor

Always a fan of flying, it was only natural that Spencer was drawn to finding a way to improve the travel experience.

Like many, he started this journey searching for cheap flights to take him around the world. This was fun for a while, but Spencer was intrigued by the idea of flying in business and first class!

Throwing himself into what became an extensive research project, Spencer spent 3-4 hours per night learning everything he could about frequent flyer miles over the course of several months (he thinks this is normal). He runs Straight to the Points, an award-seat alert platform.

LEARN MORE

Stella Shon

Compliance Editor & Content Contributor

With a degree in media and journalism, Stella has been in the points and miles game for more than 6 years. She most recently worked as a Corporate Communications Analyst for JetBlue. Find her work in The New York Times, USA Today, and more.

LEARN MORE

Stephen Au

Senior Content Contributor

Stephen is an established voice in the credit card space, with over 70 to his name. His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used by hundreds of clients.

LEARN MORE

Susan Wright

Former Finance Contributor

While writing about finance and insurance isn’t something that keeps most people awake at night, it is what Susan Wright has focused on for more than 25 years. As a financial copywriter, Susan has an eye for money-related details such as credit and savings, and she loves to pass along helpful information to consumers. Susan holds 11 financial industry designations (including CLU, ChFC, RHU, REBC, ADPA, CITRMS, CIPA) as well as several licenses.

LEARN MORE

Victoria M. Walker

Senior Content Contributor

Victoria holds a B.A. in Broadcast Journalism from the Howard University School of Communications and is an award-winning journalist, travel reporter, and the founder of the “Travel With Vikkie” newsletter.

LEARN MORE
DMCA.com Protection Status