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Stephen is an established voice in the credit card space, with over 70 to his name. His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used...
With years of experience in corporate marketing and as the Executive Director of the American Chamber of Commerce in Qatar, Keri is now Editor-in-Chief at UP, overseeing daily content operations and r...
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Despite having such a strong value proposition, the Chase Sapphire Preferred® Card continues to improve itself over time. Its annual fee has stayed the same over the years, even though Chase has offered more bonus categories and benefits.
One such benefit is a $50 hotel credit, which is pretty incredible considering the fact that the card’s annual fee is under $100.
In this guide, we’ll be examining this benefit in detail and how to maximize it as effectively as possible.
Overview of the Chase Sapphire Preferred Card
Key Benefits of the Chase Sapphire Preferred Card
Before we get into the specifics of the $50 hotel credit, let’s discuss why we love the Chase Sapphire Preferred card, our favorite beginner rewards credit card, so much.
For new cardmembers, there’s a fantastic welcome bonus, as well as the ability to earn up to 5x Ultimate Rewards points (some of the most valuable points in the world):
5x points on travel purchased through Chase Ultimate Rewards
5x points on Lyft purchases through March 31, 2025
5x points on select Peloton purchases over $250 (through March 31, 2025)
3x points on dining, select streaming services, and online grocery purchases (excluding Target, Walmart, and wholesale clubs)
2x points on all other travel purchases
1x points everywhere else
The Chase Sapphire Preferred card also has a unique 10% cardmember anniversary bonus, which earns you a 10% bonus on your total spend in the past cardmember year.
With Ultimate Rewards points being worth around 2 cents per point, you’ll earn a maximum return on spending of 10%, based on a maximum earning structure of 5x points.
What Is the Chase Sapphire Preferred Card $50 Hotel Credit?
Of course, the Chase Sapphire Preferred card comes with that lovely $50 hotel credit, which is valid for any hotel stays booked through the Ultimate Rewards portal, also known as the Chase travel portal.
No enrollment or registration is necessary — as long as your hotel accommodation purchase is made through Ultimate Rewards, you’ll get a $50 statement credit every cardmember year (not calendar year). If you opened your Chase Sapphire Preferred card before the benefit was added in August 2021, you won’t be eligible for the credit until your account anniversary, after you’ve paid your annual fee.
The statement credit will automatically post to your account within 2 days after your purchase posts, and the credit will show up on your billing statement in 1 to 2 billing cycles.
Hot Tip: If you’re a new cardmember, you’ll be entitled to your $50 hotel credit as soon as you are approved for the card. This is in contrast with many other statement credit benefits where you have to wait an entire year before you can enjoy a statement credit.
By definition, you are entitled to a $50 hotel credit starting from your account opening date through the first statement date after your cardmember anniversary, and then 12 monthly billing cycles after that every year.
How Do You Use the Chase Sapphire Preferred Card $50 Hotel Credit?
Using the Chase Sapphire Preferred card’s $50 hotel credit is easy. Even though stays have to be booked through the Ultimate Rewards travel portal, the portal itself is super easy to use.
After that, you’ll see a search box in the middle of the screen. Be sure Hotels is selected. Enter your destination, check-in and checkout date, and the number of guests. Click Search.
Image Credit: Chase
Select the hotel you’d like to book by clicking on the name of the hotel.
Image Credit: Chase
Then, select the room you’d like to book and click Add to itinerary.
Image Credit: Chase
You’ll be redirected to the Trip Details page. Confirm all of the dates and prices, and click Begin Checkout.
Image Credit: Chase
You’ll be prompted to fill in the guest form. Enter all the information required and click Save Changes and Continue.
Image Credit: Chase
Next, fill out the payment information and click Complete Checkout.
Image Credit: Chase
After you make your reservation, you’ll see the charge post as pending on your credit card account. After that, wait up to 2 days, and you should see your credit post. Easy enough, right?
Purchases That Do Not Trigger the Hotel Credit
So, the next logical question is what doesn’t count towards the $50 hotel credit?
The good news is that the answer is very straightforward: any hotel stays that are booked outside of the Chase Ultimate Rewards travel portal will not count. For example, booking a hotel stay at The Ritz-Carlton, Orlando Grande Lakes directly through Marriott or the hotel website will not qualify for the $50 hotel credit.
So if you want to use the $50 hotel credit, you’ll want to make 100% sure that you’re booking your hotel stay through the Ultimate Rewards travel portal.
Bottom Line: Stays booked directly through the hotel do not qualify for the $50 hotel credit. To get the $50 hotel credit, book your stay through the Chase Ultimate Rewards travel portal and pay with your Chase Sapphire Preferred card.
Is The Chase Sapphire Preferred Card $50 Hotel Credit Worth It?
Truthfully, this is one of those benefits that come with the Chase Sapphire Preferred card anyway, so it seems foolish not to use it.
Similar benefits from other competitor credit cards usually come with restrictions; but with this card, as long as you book through the Ultimate Rewards travel portal, your hotel booking should qualify.
That’s great news because even a $50 hotel stay could qualify for the full hotel credit! So, yes, the Chase Sapphire Preferred card $50 hotel credit is well worth it.
Final Thoughts
The value proposition for the Chase Sapphire Preferred card has never been stronger. Chase has continued to offer additional rewards categories, new perks, and state-of-the-art rewards without increasing annual fees or introducing new restrictions.
One such perk is the $50 hotel credit. And with the ability to earn up to 5x points with purchases on the Chase Sapphire Preferred card, the stellar travel insurance you get through this card, and the 10% anniversary bonus, the Chase Sapphire Preferred card feels like the gift that keeps on giving.
And to sweeten the deal even further, there’s a fabulous welcome bonus you can take advantage of. It’s hard to believe that this incredible product has such a mild annual fee!
Featured Image Credit: Jo Panuwat D via Adobe Stock
Frequently Asked Questions
You can use your Chase Sapphire Preferred card’s $50 hotel credit by booking a stay through the Chase travel portal. After 1 to 2 days, your credit should post to your account. It’s that easy!
It’s easy to book a hotel with the Chase Sapphire Preferred card. Just log into your Chase account, enter your travel details when searching for Hotels, select the property, and book the reservation with your Chase Sapphire Preferred card.
Chase’s travel portal is very similar to Expedia or Hotels.com. It is capable of booking almost any hotel out there, including budget hotels, boutique hotels, chain hotels, luxury hotels, and everything in between.
According to Chase’s terms for the Chase Sapphire Preferred card, “Annually, the first $50 in Ultimate Rewards hotel purchases will not earn rewards points.”
Stephen is an established voice in the credit card space, with over 70 to his name. His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used by hundreds of clients.
Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.
10 comments
Nicole Martinez
August 10, 2022
If I pay partial on the card (say $100) and partial on points, will I still get the $50 credit?
Will stays booked using points qualify for the $50 credit? I called customer service and I was told that it would as long as I book the stay through Ultimate Rewards. However, I’ve booked using points in the past and I have never received the $50 credit. The customer service rep said she’ll have the marketing team review my account. However, I’m not 100% sure the information she provided is accurate.
Points stays should not earn the $50 credit if nothing is being charged to your card. If you book a stay when part of the bill is covered in points, and part is covered with cash, then you should receive the $50 credit.
Will I still receive 5x on remaining charge after the $50 credit? I see 2x and $50 credit is already applied, but I’m waiting/hoping for the additional +3x.
Thanks.
Keri Stooksbury
June 29, 2023
Hi Jill – It may be worth sending a secure message to Chase once you’re logged in at chase.com to inquire about the additional 3x. Thanks for reading!
Bobbie Dooley
August 21, 2023
Is it possible to use the $50 credit over two stays, with stay 1 being $20 and separately, stay 2 being $30?
Alternatively, would a single stay of two nights (i.e. night one $25, night two $25) be covered in its entirety?
This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.
10 comments
Nicole Martinez
August 10, 2022
If I pay partial on the card (say $100) and partial on points, will I still get the $50 credit?
Jarrod West
August 11, 2022
Hi Nicole,
Yes, you should still receive the credit.
Yen
September 16, 2022
Will stays booked using points qualify for the $50 credit? I called customer service and I was told that it would as long as I book the stay through Ultimate Rewards. However, I’ve booked using points in the past and I have never received the $50 credit. The customer service rep said she’ll have the marketing team review my account. However, I’m not 100% sure the information she provided is accurate.
Jarrod West
September 16, 2022
Hi Yen,
Points stays should not earn the $50 credit if nothing is being charged to your card. If you book a stay when part of the bill is covered in points, and part is covered with cash, then you should receive the $50 credit.
AB
February 09, 2023
Will it count if you book a stay for next year?
Jarrod West
February 10, 2023
Hi AB,
Yes, you should still receive the credit.
Jill
June 29, 2023
Hi Jarrod,
Will I still receive 5x on remaining charge after the $50 credit? I see 2x and $50 credit is already applied, but I’m waiting/hoping for the additional +3x.
Thanks.
Keri Stooksbury
June 29, 2023
Hi Jill – It may be worth sending a secure message to Chase once you’re logged in at chase.com to inquire about the additional 3x. Thanks for reading!
Bobbie Dooley
August 21, 2023
Is it possible to use the $50 credit over two stays, with stay 1 being $20 and separately, stay 2 being $30?
Alternatively, would a single stay of two nights (i.e. night one $25, night two $25) be covered in its entirety?
Jarrod West
August 21, 2023
Hi Bobbie,
Yes, you can receive the credit over multiple stays.
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