Capital One Venture X Business Card — Full Review [2023]

Great Card If

• You want a card with premium perks like airport lounge access
• You don’t mind making all of your travel bookings through Capital One Travel

Don’t Get If

• You prefer a card that offers bonus categories for certain business expenses
• You book most of your airfare and hotels direct in order to earn elite status

Capital One Venture X Business Card — Is It Worth It?

If you’re a business owner looking for a premium travel rewards card with a relatively straightforward setup, then the Capital One Venture X Business card can be well worth it for you.

With it, you’ll always earn at least 2x Capital One miles per dollar spent, access Capital One’s transfer partners and 1,300+ airport lounges, and breeze through airports with priority security screening thanks to the Global Entry/TSA PreCheck application credit.

Capital One Venture X Business Card — Top Benefits

Airport Lounge Access

Most premium credit cards worth their salt offer airport lounge access, and the Capital One Venture X Business card is no exception. Cardholders receive a Priority Pass Select membership, which grants access to more than 1,300 airport lounges worldwide.

You’ll also receive access to the top-notch Capital One Lounges and select Plaza Premium Lounges worldwide.

Annual Travel Credit and Bonus Miles

Every year, you’ll receive a $300 travel credit for any purchase made through the Capital One Travel portal and 10,000-anniversary bonus miles.

At a minimum, your miles can be redeemed for 1 cent per point through the Capital One Travel portal, making the combined value of these benefits worth (at least) $400. Great news for cardholders, as this easily offsets the annual fee before factoring in other perks and benefits.

Global Entry/TSA PreCheck Credit

Tired of waiting in security lines? Then you need Global Entry and TSA PreCheck. Global Entry and TSA PreCheck help you bypass the standard lines, giving you an expedited security experience both when traveling domestically and returning from abroad.

How To Earn and Redeem Capital One Miles

Thanks to the card’s bonus categories, you’ll earn plenty of Capital One miles just by using it for all your business expenses. That said, there are many other great ways to earn Capital One Miles that you’ll want to be aware of.

Once you’re ready to redeem your miles, you’ll be pleased to know that you have plenty of options, whether it’s for travel, cash-back, or merchandise. In our view, the best way to redeem Capital One miles is via the Capital One transfer partners, as they allow you to book incredible travel experiences for far less than the usual cash price.

Alternative Cards to the Capital One Venture X Business Card

The Business Platinum Card^® from American Express

Those looking for one of the best premium business cards on the market should consider the Amex Business Platinum card. With it, you’ll receive over $1,000 in annual business value via statement credits, access to over 1,400 airport lounges (including Amex’s proprietary Centurion Lounge!), a 35% airline bonus when redeeming points, complimentary elite status with select hotels and rental car programs, and more. Enrollment is required for some benefits.

Ink Business Preferred^® Credit Card

If you prefer a card that is great at earning points and has access to transfer partners for a much lower annual fee, then the Ink Business Preferred card is a great option.

Issued by Chase, the Ink Business Preferred card earns 3x Ultimate Rewards points per dollar spent on the first $150,000 spent in combined purchases on shipping, advertising purchases made with social media sites and search engines, and travel, internet, cable, and phone services. Besides having access to Chase’s transfer partners, your points receive a 25% value boost when redeeming them through the Chase travel portal.

The information regarding the Capital One Venture X Business Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Capital One Venture X Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of The Business Platinum Card^® from American Express, click here.